* Agent, Buyer and Seller to agree on price and terms.
Stop Foreclosure.Protect Your Credit.Move Forward.
We help Bay Area homeowners avoid foreclosure through short sales, loan modifications, and other alternatives. With 15+ years of experience and a 98% lender approval rate, we've helped over 500 families find a way out.
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Why Homeowners Choose Us
We've helped hundreds of Bay Area homeowners find a way out — without foreclosure.
Expert Negotiators
Our team has successfully negotiated with lenders on hundreds of short sales, understanding their requirements and timelines.
Fast Results
Average short sale closes in 90 days. We move quickly to protect your credit and get you relief.
No Upfront Fees
We're paid by the lender, not you. Our success depends on your success.
Compassionate Support
We understand the stress of financial hardship. Our team treats you with respect and keeps you informed every step.
How It Works
A simple, transparent process to get you relief
Free Consultation
We review your situation, explain your options, and answer all your questions. No obligation.
Prepare & Submit
We gather your financial documents and prepare a compelling short sale package for your lender.
Negotiate & Close
We negotiate with your lender, handle all paperwork, and guide you to closing day.
Learn More About Short Sales
Watch our expert guides and real homeowner stories
What Is a Short Sale?
A clear, plain-language explanation of how short sales work and whether one is right for your situation.
Short Sale vs. Foreclosure
Understand the key differences — credit impact, timelines, and which option protects your future.
The Truth About Taxes
Most homeowners owe zero taxes after a short sale. Here's what you need to know about the Mortgage Forgiveness Debt Relief Act.
What Homeowners Are Saying
Real stories from real people we've helped navigate one of life's most stressful situations.
"I was terrified about losing my home to foreclosure. The ShortSaleMyHome team walked me through every step of the process and made what felt impossible feel manageable. I'm so grateful."
Maria T.
San Jose, CA
Google"We were underwater on our mortgage and didn't know where to turn. The team at ShortSaleMyHome negotiated with our lender and got us out from under a situation we thought was hopeless."
David & Karen L.
Santa Clara, CA
Zillow"Professional, compassionate, and incredibly knowledgeable. They handled everything with our lender and kept us informed the whole way. I can't recommend them enough."
James R.
Milpitas, CA
Google"After my divorce I was stuck with a mortgage I couldn't afford alone. The team explained every option clearly and never made me feel judged. The short sale closed in 90 days and I finally have peace of mind."
Linda C.
Fremont, CA
Google"I had two missed payments and thought foreclosure was inevitable. The ShortSaleMyHome team moved fast, communicated with my lender directly, and got the short sale approved before anything hit my credit report."
Marcus W.
Oakland, CA
Zillow"I was skeptical at first — I'd heard horror stories about short sales dragging on forever. The ShortSaleMyHome team was organized, proactive, and got lender approval faster than I ever expected. Highly recommend."
Patricia M.
Sunnyvale, CA
Google"We were facing a job loss and couldn't keep up with payments. The team treated us with complete respect and walked us through every document. The process was far less painful than we feared."
Raj & Priya S.
Cupertino, CA
Zillow"The team explained everything in plain language and never rushed me. They negotiated the deficiency waiver with my lender so I walked away with no debt remaining. I can't thank them enough."
Rosa G.
East San Jose, CA
Google"I tried to handle the short sale on my own for months and got nowhere. One call with ShortSaleMyHome and things started moving immediately. Their knowledge of lender requirements is unmatched."
Tom B.
Campbell, CA
Zillow"We were upside down on our mortgage after the market shifted. The ShortSaleMyHome team handled every detail — lender negotiations, paperwork, timeline — and kept us calm throughout. Truly a lifesaver."
Kevin & Amy H.
San Mateo, CA
GoogleReady to Stop Foreclosure?
Get your free short sale analysis today. Our team will review your situation and explain all your options — with no obligation and complete confidentiality.
100% confidential. No obligation. Fees paid by lender.
5201 Great America Pkwy, Suite 320 · Santa Clara, CA 95054