“Using A Real Estate Short Sale You Can Easily Stop Foreclosure And Save Your Credit—But Only If Done Exactly Right… By Experts”
So… Hang On While I Explain
Read this and you will learn how to sell your home, avoid foreclosure and erase your debt forever using a home selling strategy called a Real Estate Short Sale.
Dear Friend,
There is a home selling strategy called a real estate short sale and I am going to tell you about it, and how you can use it to avoid foreclosure.
And make no mistake about it… you must stop foreclosure right now.
If you are in a situation where you can’t afford to send the bank money and may be facing foreclosure, then a real estate short sale is most likely the perfect solution for you.
There are many reasons why a bank will agree to a short payoff or a short sale rather than foreclose. But mostly, it’s simply because it can save the bank a lot of time, money and hassle.
The most important thing to remember when doing a short sale in real estate is your bank doesn’t want to foreclose on your home. It’s too much work and costs too much money.
Here’s something else you should know about short sales…
Your bank WILL foreclose on you and your families home if doing a short sale becomes a hassle for the bank.
So keep reading and you’ll soon learn critically important facts and strategies about doing short sales that will ensure you get your short sale done properly and without a lot of hassle.
Hello, my name is Guy Morgan.
I hope to earn your trust as a friend.
Please listen to this short message from my first real estate short sale client back on August 17, 1991.
You Can Listen To An Actual Real Estate Short Sale Client From August 1991… Just Click The Play Button
Ok. That was recorded about 17 years ago by a happy satisfied client.
Since beginning my real estate career in 1987 I’ve helped thousands of families sell their homes quickly and with the least amount of hassle using powerful home selling strategies including real estate short sales.
In fact, the whole idea of a real estate short sale seemingly was developed right here in southern California by myself and a talented group of real estate professionals I’ve been masterminding with for years.
As a result, I’ve learned a lot about real estate agents, buyers, banks, mortgage brokers, home sales, and short sales that I want to share with you.
And I promise…
EVERYTHING you’ll learn will help you with your particular situation… if you follow my advice and hire the right people.
But before we get started I need to say something very important.
If you’re in a situation where you are already behind on your payments, especially more than a month or two, you should stop reading and call toll free 1-888-Short21 (746-7821) and listen to the 24 hour FREE recorded message right now.
By acting fast and with the right expert help it’s still possible to save your home from foreclosure… even right up to the very last minute!
To Discover Quickly & Easily Exactly What To Do In Your Particular Situation, Just Call Toll Free 1-888-Short21 (746-7821) And Listen To The FREE 24 Hour Recorded Message
Listening to this message you’ll discover:
- Why your lender will help you sell your home for FREE, even if you owe more than its worth
- How to save your credit and erase your debt
- Why banks don’t want to foreclose on your home
- Why banks will foreclose on your home
- How to sell your home in a tough market
- Why most real estate agents simply can’t help you
- Why you should never use a mortgage broker to do a real estate short sale
- AND much much more…
If your situation is not yet that critical then simply keep reading right here and you’ll soon learn exactly what a short sale is, the many ways you can benefit from doing one and exactly what to do in your situation.
And of course you’ll learn what NOT to do, as this is very important too.
I would also like to share how you can actually make this whole situation, as bad as it seems, an opportunity.
It may be hard for you to imagine right now but there really is tons of opportunity to own real estate, even with bad credit and no money.
And I am talking about real estate that is worth MORE than you owe on it.
My personal story, if you ever hear it, is really not so different than what you are experiencing right now.
But this letter isn’t about me it’s about you… and stopping foreclosure.
So please let me give you the tools and resources to make sure you can get your current home sold using a real estate short sale. Then you’ll be able to get off to a fresh start.
And let me tell you…
You’re going to need ALL of this information and more, because…
When it comes down to it, when push comes to shove, when things aren’t going so well on your short sale… NOBODY cares as much as you do.
To begin with…
Most real estate agents simply are not qualified or experienced enough to sell homes in a tough market, let alone do something as complex as a short sale.
The escrow companies, lenders, title companies and almost everyone else are only JUST beginning to figure out the short sale process, and…
IT’S GETTING MORE AND MORE DIFFICULT TO DO A SHORT SALE.
Frankly the banks attitudes about short sales and foreclosures are changing rapidly.
Previously banks were willing to do short sales because it saved them time and therefore money. But as I stated a moment ago, things are changing rapidly.
Banks are finding it’s becoming easier to simply foreclose and resell your home than it is to work with your average Realtor.
And that’s because most agents simply don’t know how to sell homes in tough times.
But right here you’ll find the solutions to that and every other problem in doing a short sale on your home.
I promise.
So here we go…
The last time the market collapsed in southern California there were an equal number of home sales to NOD (Notice of Default) filings.
So for each homeowner who defaulted on their loan there was another person willing to buy the home or property.
Not this time…
Right Now In Many Southern California Communities There Are 3 Foreclosure Filings For Each Home Sale!
And the next several years are going to be much, much worse.
Here’s why.
Until recently, most lenders were not even filing the Notice Of Default (NOD) when they should because they couldn’t handle the large volume of foreclosures they’re already getting. This caused a huge backlog of homes with very delinquent loans that they now have to deal with.
Previously the lenders and the feds planned to modify most of the loans, but now, having learned more than half the borrowers are not making payments anyway, banks are started to foreclose on homes with a vengeance.
And it get’s worse because… just about every real estate agent and mortgage broker, still in the business, are claiming to be short sale specialists. When in fact, most have never even done one successfully!
This current situation is gutting the housing market across the nation and, southern California is among the worse.
But things are changing again…and very rapidly, particularly with loan modifications and short sales.
Banks have learned that 70% of homeowners who do a loan modification never make a payment and wind up doing a short sale later or even getting foreclosed on.
So now they are NOT doing loan modifications like the federal government wants them to.
If you think about it, to the bank it makes sense, right?
The banks don’t want to deal with a bad loan any longer than they have too.
So banks prefer a short sale or even foreclosure.
So what can you do?
Well the first thing is to discover if you even qualify for a real estate short sale.
Seeing if you qualify used to be a painful, lengthy process that wasted lots of precious time and was difficult.
But after having qualified and approved thousands of short sales for homeowners like you, I’ve been able to break qualifying for a real estate short sale into a simple one-step, seven question process.
Today you can learn quickly and easily if you qualify for a short sale by simply taking the Short Sale Quick Qualifier Quiz right here…
Simply click the link below and in minutes, without talking to anyone, you can find out if you even qualify for real estate short sale.
If you think you qualify for a short sale, and think it may be the right thing for you to do in your situation, but want more information you can get an over-the-phone consultation with an expert on doing short sales.
It normally takes only about 10 - 12 minutes to answer all of your questions. Then you can relax having all of your questions answered by an actual trained professional.
To Quickly & Easily Learn If A Real Estate Short Sale Is Right For You In Your Situation Call Toll Free 1-888-Short21 (746-7821) And Listen To The FREE 24 Hour Recorded Message
Listening to this message you’ll discover:
- Why your lender will help you sell your home for FREE, even if you owe more than its worth
- How to save your credit and erase your debt
- Why banks don’t want to foreclose on your home
- Why banks will foreclose on your home
- How to sell your home in a tough market
- Why most real estate agents simply can’t help you
- Why you should never use a mortgage broker to do a real estate short sale
- How to buy a new home for half price when your short sale is done
You’ll also learn the dangers of the IRS form 1099-c and what to do about it.
Be very careful, there’s a lot of talk about recent laws passed in Congress on the IRS form 1099-c and how it might impact your income taxes.
And most of it’s wrong.
You’ll also learn the difference between a purchase money loan and all of the other types of loans. Knowing this one thing can…
Stop Foreclosure, Right Now.
Please… understand this… if you’re having difficulty making your mortgage payments, you must know the difference between a recourse and a non-recourse loan.
You may be shocked to discover what a devastating effect a recourse loan can have on you for the next 20 years if the bank forecloses on your home.
CAUTION: Most likely you have a full recourse loan right now, and don’t know it. If you do…
You Must Not Let Your Bank Foreclose On Your Home Or Property…Period.
You’re in for an ongoing nightmare if you agent doesn’t know the re-course laws in California and how the banks use them to their advantage. And 9 of 10 don’t.
You’ll get hosed by the bank and there is NOTHING you can do about it.
Except perhaps file for bankruptcy.
And here’s something else you probably didn’t know…
Most Real Estate Agents Don’t Really Know How To Do A Real Estate Short Sale…Won’t Admit It, Or Even Worse…Don’t Know They Don’t Know!
The truth is most real estate agents don’t sell very many homes and are only in real estate part-time.
According to the most recent statistics I’ve seen from the National Association of Realtors the average agent sells 2.74 homes per year.
Would you hire a part-time doctor to do surgery on your family?
Of course not, but that is exactly what most home sellers do when selling their most valuable asset…their home.
For something as complex as a real estate short sale you need a specialist. That’s because…
There are 9 critical steps in a real estate short sale and all of them must be done absolutely right or you will lose your home to foreclosure.
You can easily learn all about the 9 critical steps in a short sale by simply listening to the free 24 hour recorded message at 1-888-Short21 (746-7821).
Here’s why:
Because, again, most of the agents in the business today don’t know how to list and market homes properly, document their efforts, prepare thorough BPO’s (broker price opinions) and negotiate tight strong contracts and negotiate with the banks.
And the lenders know it and hate it.
But a true expert at short sales, a pro, knows how to do all of these critical tasks perfectly and ultimately get an approval on your short sale.
And the banks love it.
OK. So by now, you’ve probably realized it’s just plain dangerous to hire a new agent (less than 10 years full-time and hundreds of deals) to do a real estate short sales.
You’ll also need a trained negotiator with a strong background in banking and loan underwriting, not mortgage lending.
The skills required to negotiate with a lender are completely different from the skills required to sell your home.
Therefore, even real estate professionals who are able to sell your home don’t usually know how to communicate with banks and show them the advantages of doing a short sale.
The person handling the lender negotiations, in this critical and final phase, must be at a desk, near a phone, with your file nearby… all the time.
To Discover More Little Known Secrets On How To Quickly & Easily Sell Your Home Using A Real Estate Short Sale Just Call Toll Free 1-888-Short21 (746-7821)
So now you know…
You need a real estate pro to get your home sold AND an expert bank negotiator who knows how to work with your bank and what to say.
And how to speak the lenders language and show them the advantages of doing a short sale versus foreclosing on your home.
When your short sale specialist gets to the top decision maker at your bank that phone call has to be done absolutely perfect the first time… there are no second chances with the loss mitigation managers at the major banks.
They simply do not have time for amateurs.
At Short Sale Experts, Inc. we understand bankers and banking at a deep intuitive level, have great relationships with the asset managers, and know exactly what to say to each lender on each type of loan.
And not only that, we have a Rolodex filled with the names and contact information of the senior managers that would be the envy of every politician.
And since we have the direct contact numbers for senior loss mitigation managers at most major banks and know exactly what to say to them, we can get your file approved much more quickly.
And that’s exactly what you need from a real estate short sale specialist.
Experience selling homes in a tough market. Experience talking to loss mitigation departments at banks. And the time and organization to do it consistently and right.
Get all of the details of you short sale handled professionally and right and then…
You Can Buy Yourself A New Home In The Next 12-24 Months Using A Real Estate Short Sale
Best of all, a real estate short sale actually saves your credit.
Done properly there’s no foreclosure on your credit report and all of the damage that comes with it.
Now you can buy a new home at a much lower price.
And many of short sellers do…for about half of what they paid for the home we just got them out of!
With Our Expert Help You Can:
- Sell Your Home For Less Than You Owe The Bank
- Your Lender Pays All The Closing Costs
- You Pay Nothing
- You Owe Nothing
- You Save Your Credit
- Erase Your Debt
- Get A New Start
By now you may be wondering why I would give away so much valuable information for free?
It’s Simple.
My philosophy in real estate has always been to provide my clients with as much information as possible.
Then, I give them my best advice and back it up with the facts.
Finally, I encourage them to make the decision that they feel is best for them.
My experience is, armed with the information to make an informed decision, folks WILL make the decision that’s best for them.
And very often they ask for my help.
There’s no selling, convincing, cajoling, pressure or anything of the sort on my part.
It’s consulting and educating. And people appreciate it.
You Can Easily Avoid Foreclosure By Calling Toll Free 1-888-Short21 (746-7821) Right Now.
When you call 1-888-Short21 (746-7821) me and my team will start to work immediately, at no cost to you, helping you avoid foreclosure.
I know, you’re probably skeptical. Right?
I know it’s hard to believe.
But, it costs you absolutely nothing.!
OK…not ready for your free consultation?
Here you go…a copy of my $70 ebook absolutely FREE.
It’s like having the teachers edition of your high school spanish book.
In this one-of-a-kind solution guide, you’ll learn:
- Step-by-step instructions for how to short sale your home yourself without the help of an agent (if you’d rather go it alone)
- A private VIP phone number you can call to get a FREE one-on-one consultation if you’d rather have someone else handle your short sale for you (one of my friends will personally listen to your story and help you take the right steps to get your situation handled).
- How a short sale can help you not only avoid foreclosure, but also move into a new home within just weeks of your short sale…and probably an even nicer home than the one you live in now.
- The 9 crucial steps that MUST be taken in order to successfully short sale your home (most short sale failures happen because just one of these steps are skipped).
- How a quick trip to Starbucks and a copier machine can make the bank more likely to accept your short sale proposal.
- Why letting just anyone buy your house could ruin your efforts to do a short sale…and how to find the RIGHT buyer.
- What exactly is going through the bankers’ minds when they receive your short sale proposal…and how to use that to your advantage
- Easy ways to tell if a real estate agent is faking and doesn’t actually have a clue how to do a short sale (…and how to locate the real professionals who you can count on!)
- Six different criteria that the bank will look at when they’re deciding to whether to accept your short sale proposal or shoot it down
- Why having a regular appraisal done on your home could cause the bank to take weeks or months longer to agree to a short sale…and the low-down on a better method you SHOULD be using.
- A secrets technique I use to consistently sell homes for HIGHER than the asking price…no matter how much the market is suffering (hint: you can do the same thing if you understand this technique)
- A common phrase that rookie real estate agents use which tells you from the very beginning that they would probably screw up your short sale efforts if you hired them.
- Why banks don’t like to accept offers made by “I Buy Houses” investors…and the kinds of buyers they DO like to accept offers from.
- Tactics you can use to make sure your that short sale proposal is being seriously considered…and not just cast to the side or lost in the shuffle and chaos at the bank.
- What a successful short sale proposal should look like and an specific list of exactly what it should contain.
- What to do AFTER your short sale proposal is accepted (most people don’t realize that this is the most critical point in the process)
- How to get a whole team of professionals helping you complete your short sale (they will literally take the WHOLE process off your plate at no cost to you)
- And much more …
This is just a tiny sample of the goldmine you’ll find inside my informative eBook. And because it’s an ebook, you don’t even have to wait several days for the book to arrive in the mail or drive to a store to get it.
So you can either get it here for free by sending your email so we know where to send it or you can make me VERY happy and go buy a copy…
You can easily download all of the help and advice you’ll ever need right now, right here, to your computer for about $67.
Seriously, you could buy it right now, and many folks have.
But DON’T buy the book.
Instead let me give you a FREE copy as a gift and… answer ANY questions you have about doing a short sale.
Claim Your FREE Copy Right Now By Simply Entering Your Name And Email Below… You’ll Be VERY Glad You Did
“Very informative… this ebook is like having the teachers edition of your high school spanish book!”
Wayne Zulla- Crestone, CO
And by the way, in case you’re wondering why I would give you such a valuable free gift?
It’s because local real estate pro Richard Rockwell asked me to.
Because of his generosity, you get a FREE copy!
Listen…
You can save your home and family from foreclosure if you take action and hire the right folks… this book will show how.
And you can have a true real estate professional who knows how to sell your home in a tough market to help all the way.
It costs you absolutely nothing.
There is absolutely no risk and… you’ve everything to gain.
OK… Let’s Wrap This Up.
You can have me and my team of professionals helping you avoid foreclosure in less than 24 hours by calling Toll Free 1-888-Short21 (746-7821).
My team will start to work immediately, at no cost to you, helping you avoid foreclosure and start over.
If your not sure a real estate short sale is right for you and you and have more questions, just let one of my team members know you would like an over-the-phone consultation.
It’s free and usually takes less than 10 minutes. Talking to a short sale consultant will help you decide if a short sale is right for you.
When you call I promise to tell you the good, the bad, and the ugly about your situation.
You’ll learn everything you need to know to make an informed decision.
It’s as simple as picking up the phone and calling now.
If you call Short Sale Experts, Inc. right now, you can:
Avoid Foreclosure
A real estate short sale let’s you avoid the embarrassment of having the bank drop a foreclosure sign in your front yard, for all your neighbors to see, within days of you moving out.
The Bank Will Pay All Of Your Closing Costs
This includes delinquent taxes, the real estate commissions, escrow and title fees…everything, and more.
You Pay Nothing
You won’t have to pay anything out of your pocket, and in fact, during the short sale process you can remain in your home for FREE until it closes.
Often you can even remain in your home after we complete your real estate short sale, and for a lot less money!
Imagine being able to live in your same home for half the cost!
You Save Your Credit
With a real estate short sale you don’t have a foreclosure on your credit. A foreclosure will destroy your credit for seven to ten years.
And, believe it or not, for many homeowners, a short sale is even credit positive!
And Finally…You Have Erased Your Debt Forever
You will never owe that money again. You can start fresh.
Pick up the phone, call us now at 1-888-Short21 (746-7821) and schedule your free over-the-phone consultation.
There is no cost or obligation and I can help you avoid foreclosure.
Very Sincerely,
R. Guy Morgan
President
Short Sale Experts Certified, Inc.
Leading Short Sale Experts Since 1991
P.S. If you are behind on your mortgage loan payments and want to avoid foreclosure call me now. Especially if you are more than 60 days late.
P.P.S. I’ve been a full-time real estate professional for more than 20 years. I have personally helped more than 2000 families quickly and easily sell their homes for top dollar, even in difficult markets. I know real estate from the trenches to the tree tops and can help you. But only if you call.
Read What Our Clients Have To Say:
You stepped in when we needed you most
“In one week you managed to exceed every single expectation, however wild, of what excellent, dedicated service was. You stepped in when we needed you most, and you delivered. You have no idea how much we value what you did. When I thanked you after the fact, you reminded me that you promised us the fewest hassles during the selling process at our first meeting. I must admit that I under estimated your point at the time.”
Mr. & Mrs. V. E.—San Diego CA
“…always gives honest, candid advice and supports it with facts. We certainly appreciated their professionalism and skills, especially during the negotiating process.”
T & N—San Diego CA
We were able to make a positive change
“Because of the advice you gave to our family, we were able to make a positive change which no one else thought possible. We needed a professional to guide and counsel our family through a challenging move. You have truly been our representative and counselor throughout this process.”
M & D—Vista CA
We are so lucky we chose Short Sale Experts…
“It seemed like we had you all to ourselves! I guess that is how great teams work together. We got exactly what was promised to us.”
D & L—San Diego
I Highly Recommend You Call
“…was very aware of the situation we were in—it seems it’s a common story: the lure of big promises by new or inexperienced, or just poor agents.
Knowing you have been thoroughly armed with the facts and offered his best advice is all that matters to Short Sale Experts, Inc.
And then to be able to buy a new home for less than half the price within months of getting out of our old home… never would have believed it if we hadn’t dont it!”
J & D—Cerritos CA
“…knows not only how to level the playing field, but how to tilt it to your advantage. If you are thinking of doing anything related to real estate you have to call this guy.”
J F—National Seminar Trainer
To Learn More About Loan Modifications And Short Sales You Can Visit The Federal Government Site By Clicking On The Image Below
Free over-the-phone consultation provided courtesy of Richard Rockwell of Real Estate Insight. Licensed by the Department of Real Estate, license number N694BW
The Leading San Diego Short Sale Expert.